Institutional-grade Bitcoin payments for modern businesses. 0.5% flat fee, 2-second settlement, zero chargebacks — no bank account required.
Settle transactions in milliseconds, 24/7. No batch windows, no banking hours, no 3-day holds. Payments that actually move at the speed of commerce.
Your keys, your coins. MercadoBTC never holds or touches your private keys at any point. Full sovereignty over your funds, always.
One protocol. Every country. Accept global payments with the same 0.5% fee — no FX surcharges, no blocked geographies, no hidden rates.
Link your node or initialize a mobile-first wallet in seconds. No bank account. No approval process. No paperwork required.
Generate unified QR codes for Lightning payments. Customer scans, confirms, done. The entire flow completes in under 5 seconds.
Receive funds directly into your wallet. No middleman, no delays. Withdraw to cold storage anytime you choose.
| Metric | ⚡ MercadoBTC | Traditional POS |
|---|---|---|
| Settlement speed | ~2 seconds | 48–72 hours |
| Transaction fee | 0.5% flat | 2.9% + $0.30 |
| Chargebacks | ✓ Impossible | ✕ Up to 180 days |
| Bank account required | ✓ No | ✕ Yes |
| Cross-border fee | Same 0.5% | +1.5–3% FX |
| Who controls funds | You (non-custodial) | Bank / processor |
Join 4,800+ merchants. Free to start. No bank required.